Sprucewood Financial, based in Butte, Montana, takes funding requests by phone and through an online form, works out with the owner which of six funding types suit the purchase, and sends the request to funding partners. This page explains that approach, what Sprucewood does and does not do, where it is listed, and how the site uses public Census figures.
Why Sprucewood Financial Starts From the Purchase, Not the Product
Owners rarely need "a loan" in the abstract. They need a van before the school year, an imaging unit to replace a failing one, wages covered until claims pay, or the price of a tavern a retiring owner is selling. Each of those has a natural funding type, and the wrong type costs money: short money for a long-lived purchase squeezes cash flow, and long money for a short gap pays interest for years.
So the first conversation is about the purchase, its price and its date. The process page sets out the stages that follow.
What Sprucewood Does and Does Not Do on a Funding Request
- Does: talk through the purchase and which funding types suit it
- Does: send the request to funding partners that fund that kind of business
- Does: explain the records a partner may ask for
- Does not: make credit decisions or set rates and terms
- Does not: fund requests with its own money
- Does not: arrange personal, payday, title or mortgage loans
Where Sprucewood Financial Sits in Butte-Silver Bow, MT, and How to Reach It
Sprucewood Financial is listed at 926 S Arizona Ave, Butte, MT 59701. Requests come in by phone at (406) 317-6483 or through the online form; the contact page has the map.
How Sprucewood Uses Silver Bow County, MT Census Figures on This Site
The figures on these pages come from Census Bureau programs: County Business Patterns 2023 for employer establishments, employees and payroll; Nonemployer Statistics 2024 for businesses without paid employees; ZIP Code Business Patterns 2023 for ZIP Code 59701; the American Community Survey for self-employment; and the Building Permits Survey for new housing units. Each figure carries its program and year, and the two business-count programs are never added together. The Butte, MT data page collects them in one place.
By Sprucewood Financial · Updated
